I see Karma as simply momentum. When it starts getting into entities being punished for past life choices that’s when it loses me. Essentially, there is no such thing as “bad”. 

When we chose to incarnate into this reality, we agree that it is good. We understand the potential for heartache and trauma from the outset which is why in the Afterlife we that incarnate here are looked at as brave but kinda crazy lol.

Some personalities never incarnate here because it’s quite hard to deal with. The bad that we perceive is an evolution simulator.

Earth is a schoolhouse.

And to learn and grow we are subject to all sorts of tests and quizzes that will ultimately demonstrate our proficiency in dealing with stress, fatigue, and other challenges. Then with the experience and growth we can return home to teach, help, and comfort other souls that might be too fragile to incarnate here.